Christian Debt Relief Services
To begin with, it is very important that the reader understand the difference between Christian Debt Relief Services and those of a Christian Debt Consolidation company. A debt consolidation company simply acts as a middle-man between you and your creditors. You send them a check each month and they pay your creditor bills for you. There is no credit card debt reduction or attempts to negotiate your debt down with these companies. Unfortunately for these debt consolidation companies, the drop-out rate within the first year alone is roughly 85%, once people figure out they are not getting the real help they need.
Debt Settlement Service companies, such as Nationwide Debt Reduction, actually contact your creditors on your behalf. Our debt negotiation services team will then explain to your creditors the hardship(s) you are facing. From there they will actively negotiate your principal balance down to a fraction of what you currently owe, making it much easier to pay off your creditors. Therefore, there is a big difference between these two types of companies! In addition, our Christian debt relief services are morally, legally and ethically the best way to help you out of debt, in most cases within 3 years or less.
Our experience has been that clients’ who take advantage of our debt settlement services program, receive a deep sense of relief in that they know:
1.) We can reduce their monthly credit card payments by 40% to 60% of what you are currently paying, as you will not be paying off the entire balance you owe; however a negotiated discount. Debt settlement services are very similar to the IRS’s version of their offer and compromise program.
2.) It can take you as little as 18 – 36 months to complete the program, depending upon what you can afford to pay each month.
3.) You do not have to file for bankruptcy, which stays on your credit report for a full 10 years, affecting all sorts of credit issues and possibly employment opportunities as well.
4.) We have made it extremely easy for you to find out more about this program. Simply go to our Getting Started page and complete the information form, or call our toll free number 800.890.6658 anytime between 8:00 am to 5:00 pm PST (Pacific Standard Time). We are located in the Phoenix metropolitan area.
Top Rated Company
The Better Business Bureau also gives our company a very high rating. It is our goal to retain this highly rated debt negotiation services rating by taking the utmost care of our clients. We trust that you will allow us an opportunity to take advantage of our debt reduction services as well.
Nationwide Debt Reduction, Inc. has been in business since 2001, and incorporated in 2003. That is a long time to have been in this business. However, as a Christian company, our promise to our clients ever since inception, has always been and again will only act in the most LEGAL, ETHICAL and MORAL manner possible, helping our clients who truly need credit card debt help.
How Does It Work?
Here is an example of how it works. You will find more information on our web site or by going to the FAQ (Frequently Asked Questions) section on our site.
For example, let us say you owe one of your creditors $3,000. One of your debt negotiation representatives contacts your creditor, explains to them your hardship, and both parties agree to a settlement in full of $1,000.
In this example, you saved $2,000 ($3,000 – $1,000). Our negotiators then earn 20% of the dollar amount they saved you. In this example that fee would be $400.00 ($2,000 x 20%). Therefore, your total out of pocket expense would be $1,400 ($1,000 to your creditor and $400 to the debt negotiator). Again, you originally owed $3,000. As a result, you would have completed this entire transaction at approximately $.47 cents on the dollar ($1,400 divided by $3000) of what you originally owed.
To help you understand more about this plan, or to have your questions answered, please call our toll free line at 1-800-890-6658, as a professional debt advisor can help you. If you do not have the time right now to talk, simply fill out the “Contact Us” page and fill out the form. You will be contacted at a time that is best convenient for you.
Thank you for taking the time to learn more about debt relief versus debt consolidation. To read more about the difference, you can click on this link.
“Come to me, all who labor and are heavy laden, and I will give you rest. Take my yoke upon you, and learn from me, for I am gentle and lowly in heart, and you will find rest for your souls. For my yoke is easy, and my burden is light.” (Matthew 11: 28-30)
Step Through Our Debt Reduction Introduction
Getting Help With Credit Card Debt Relief!