Facing Debt

The biggest problem in our country today regarding facing debt is just that.  People are afraid to admit (or face) the fact that they have a debt problem to being with. Naturally, most people are embarrassed or afraid of getting themselves in this situation to begin with.  In addition, there are not many places you […]

7 Practical Ways to Reduce Monthly Expenses

Since our economy does not seem to be doing any better than it was oh say over the last 7 years or so, we thought it would be a good idea to write about some ideas in which you could save money; while at the same time lower your credit card debt. These are things […]

Fair Debt Creditor Practices Act

If you use credit cards and own money on them or if you owe money on a personal loan, you are a considered a “debtor.” Should you fall behind in repaying these creditors, or an error is made on your accounts, you may be contacted by a debt collector, as a debt relief program may […]

Debt Settlement…A Christian Perspective

As Christians, we know that throughout the Bible there are numerous references to money and debt.  We also know that our Lord did not want us to be slaves to our debt, albeit to other Christians or companies in general.  We especially are not supposed to be indebted to one another.  If you were to […]

Debt Settlement Companies

If you are like the hundreds of thousands of Americans who are in need of debt help, you need not look any further. Our debt help services are rated in the top 5% of all debt settlement companies in the United States and the top 1% of all Christian debt settlement companies in the U.S. […]

What is Debt Settlement?

Debt settlement is the process in which either attorneys or professional negotiators negotiate down your credit card debt directly with the credit card company.  It is NOT a debt consolidation (read more by reviewing associated articles at the bottom of this page.) Debt may also be negotiated directly with collection agencies, law firms or a […]

Borrowing from Your Retirement Plan to Get Out of Debt

Back in August of 2012 I wrote a post to you all about the Robin Hood principal of paying down your debt from borrowing and/or taking money from your retirement accounts to pay off your debts. You can read or re-read that newletter again if you missed it the first time below. However I was […]

Debt Help and Tax Refunds

Do you have plans for spending your next tax refund? If so, what we are about to tell my shock you. Some people use their tax refunds to pay off some of their debt. Other to buy something they have been saving for or perhaps take a mini-vacation. Do you already have plans? If so, […]

Creating a Budget

Before we talk about creating a budget, we ask that you take a few minutes to complete the below questions. The answer is at the end of the article. 1.) When I am feeling depressed, I usually go shopping. 2.) I often feel reckless and out of control when I shop. 3.) My shopping has […]

Debt Solutions

Facing a stack of credit card bills that you cannot handle? Do you wish there were a place you could turn to and have it all go away? Well, you are in the right place as Nationwide Debt Reduction, in business for over 13 years now, has been helping folks just like you pay off […]