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To qualify for our debt settlement program, you must have a financial hardship, at least $20,000 in unsecured debt and have a strong desire to become debt-free. At this time, we can only accept United States citizens. The reason: debt negotiation, debt consolidation, and/or debt counseling services may jeopardize those who need security clearances, we ask that you contact a certified debt counselor to go over the steps that you will need to take in order for Nationwide Debt Reduction to assist you. For the same reason, we must carefully interview those who are employed by the federal government. Some important guidelines to keep in mind when determining if our services are advisable:
1. Do you have a genuine commitment to avoid bankruptcy? Almost every debtor attempting to negotiate with a bank threatens bankruptcy. A proper debt negotiation strategy takes a contrary position, promising that if the creditor agrees to a workable arrangement bankruptcy will not be filed. This promise is integral to the process, and demonstrates a good faith commitment towards alleviating the debt.
Here is why we are the Preferred Debt Relief and Debt Reduction service in America
- You can become free of credit card debt once and for all.
- You can receive immediate debt relief and no more creditor phone calls.
- We negotiate and settle your debt on your behalf.
- 15 years of helping hundreds and hundreds of clients across America.
Please call us toll free at 800-890-6658 for a Free Debt Relief-Debt Reduction Consultation.
Or use our Debt Relief Getting Started form.
2. Do outstanding credit card balances comprise the majority of your debt? Unsecured credit card debt allows the greatest leverage when negotiating, generally providing the steepest discounts and greatest success in reducing overall debt. Department store charge cards, financing contracts, and miscellaneous bills are also negotiable, generally with less predictable results. Based on the background of the case, medical bills may also be negotiated, most often with good results. Government sponsored student loans cannot be negotiated.
3. What kind of monthly budget should I expect to have? If you are up to date with your monthly payments, you can expect to pay less than what you have been paying on all of your debt combined, most of which has been going towards interest. Depending on the length of your program, a monthly budget of around $125-$200 should be allotted for every $10,000 of debt you have.
4. Nationwide Debt Reduction is a Debt-Solutions debt settlement program. As such, you are required to have a legitimate financial hardship for our program. Our program is intended for people that:
- have a legitimate financial hardship
- are in default on their unsecured debts
- can't afford to make their minimum monthly payments
- have no ability to make their payments in the future
- feel bankruptcy is their only other option, but don't want to file
Examples of a legitimate financial hardship are a loss of income, medical emergency, divorce, or death of a member of the household who provided financial assistance.
If you have any questions about your ability to qualify for our program, please call us and talk to one of our professional debt counselors. You will be glad you did!
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