Can creditors sue me or garnish my wages?
As of December 2009, we are now living in an economic environment that no one in our generation has ever experienced before. There are very few people left in the United States who experienced the "Great Depression," and we hardly believe we are even close to that happening again. However, our economy and those of other countries are definably struggling to stay afloat.
That said it is true that anytime someone falls behind on his or her credit card payments, the creditor has a right to sue. However, in our experience most creditors do not take this course of action. Most are willing to negotiate the amount owed to them. The only time we have seen a creditor try to sue a person is when the person has tried to hide from or avoid the creditor for some extended length of time. If a creditor has to go through such great lengths to track someone down to try to collect on a debt, they have that right. Conversely, what if you worked with a debt settlement company that took a pro-active approach to notifying your creditors that you were enrolled in our program, and that we wanted to work with them, to come to some amenable settlement. The odds of the creditor wanting to sue you go down by about 95%.
Here is why we are the Preferred Debt Relief and Debt Reduction service in America
- You can become free of credit card debt once and for all.
- You can receive immediate debt relief and no more creditor phone calls.
- We negotiate and settle your debt on your behalf.
- 15 years of helping hundreds and hundreds of clients across America.
Please call us toll free at 800-890-6658 for a Free Debt Relief-Debt Reduction Consultation.
Or use our Debt Relief Getting Started form.
That is because you have nothing to hide. You fell into the "debt trap" more than likely through no fault of your own, and now you are trying to get help to get out of it. You are not some criminal that has been running from state to state in order to avoid the law. You are a law abiding citizen who happen to get in a jam with your debt. That's all. Truly.
Therefore, if we at Nationwide Debt Reduction can show your creditors that you can still make monthly payments, albeit not the ones you were making before, there is a very good chance you will not be sued. In addition, if a creditor decides to take legal action, we at Nationwide Debt Reduction can still settle your debt by settling through the attorney rather than the original creditor. The legal program is in place to protect your rights as well and "buy time" for us to arrive at a settlement. It is important to note that Nationwide Debt Reduction does not provide any legal counsel or services.
Therefore, if you find yourself in over your head with your debt, it is best to talk with a debt counselors sooner rather than later. By allowing a debt settlement company to act on your behalf, and act as your Power-of-Attorney, we have the advantage that other people do not have....an advocate working on your behalf to help you eliminate your credit card debt.
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