Statute of Limitations on Debt
Every state has what is called a Statute of Limitations regarding debt.
Depending upon which state you live in will determine what your state classifies your debt as. For example, some states consider credit cards to be open-ended accounts while others consider them to be written agreements. It is very important for you to check with your state code to see which applies to you in determining if any of your �old� debt has passed the statute of limitations.
Below you will find the Statute of Limitations by State for various types of debt. The figures below are given in years:
| STATE | WRITTEN | ORAL | STATE | WRITTEN | ORAL |
| | | | | | |
| ALABAMA | 6 | 6 | MONTANA | 8 | 5 |
| ALASKA | 3 | 3 | NEBRASKA | 5 | 4 |
| ARIZONA | 6 | 3 | NEVADA | 6 | 4 |
| ARKANSAS | 5 | 5 | NEW HAMPSHIRE | 3 | 3 |
| CALIFORNIA | 4 | 2 | NEW JERSEY | 6 | 6 |
| COLORADO | 6 | 6 | NEW MEXICO | 6 | 4 |
| CONNECTICUT | 6 | 6 | NEW YORK | 6 | 6 |
| DELAWARE | 3 | 3 | NORTH CAROLINA | 3 | 3 |
| DISTRICT OF COLUMBIA | 3 | 3 | NORTH DAKOTA | 6 | 6 |
| FLORIDA | 5 | 4 | OHIO | 5 | 3 |
| GEORGIA | 6 | 4 | OKLAHOMA | 15 | 6 |
| HAWAII | 6 | 6 | OREGAN | 6 | 6 |
| IDAHO | 5 | 4 | PENNSYLVANIA | 4 | 4 |
| ILLINOIS | 10 | 5 | RHODE ISLAND | 10 | 10 |
| INDIANA | 10 | 6 | SOUTH CAROLINA | 3 | 3 |
| IOWA | 10 | 5 | SOUTH DAKOTA | 6 | 6 |
| KANSAS | 5 | 3 | TENNESSEE | 6 | 6 |
| KENTUCKY | 15 | 5 | TEXAS | 4 | 4 |
| LOUISIANA | 10 | 10 | UTAH | 6 | 4 |
| MAINE | 6 | 6 | VERMONT | 6 | 6 |
| MARYLAND | 3 | 3 | VIRGINIA | 5 | 3 |
| MASSACHUSETTS | 6 | 6 | WASHINGTON | 6 | 3 |
| MICHIGAN | 6 | 6 | WEST VIRGINA | 10 | 5 |
| MINNESOTA | 6 | 6 | WISCONSON | 6 | 6 |
| MISSISSIPPI | 3 | 3 | WYOMING | 10 | 8 |
| MISSOURI | 10 | 10 | | | |
If the statute of limitations has not run out on your debt, call us toll free at 800-890-6658 for a free comprehensive review of what review on how our debt reduction program can help you get out of debt fast!
Here is why we are the Preferred Debt Relief and Debt Reduction service in America
- You can become free of credit card debt once and for all.
- You can receive immediate debt relief and no more creditor phone calls.
- We negotiate and settle your debt on your behalf.
- 15 years of helping hundreds and hundreds of clients across America.
Please call us toll free at 800-890-6658 for a Free Debt Relief-Debt Reduction Consultation.
Or use our Debt Relief Getting Started form.
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