Consumer Credit Counseling Companies

One of the most important things you must understand when you find yourself in the “debt trap.”  That is, what type of company are you dealing with?  There are two major types of companies in our industry.  One is called Debt Consolidation and the other is called Debt Reduction.  One works for you and one [...]

Credit Cards and Balance Transfers

Almost all Americans over the age of 18, have at one time or another been solicited by the credit card industry offering either a low introductory interest rate or the opportunity to perform a balance transfer from their exiting credit cards as a sales pitch to win over new customers. Is a balance transfer a [...]